First-Time Homebuyer Maintenance Guide — Covington, Kentucky

Water main, gas valve, electrical panel. In an emergency, seconds matter. Label everything clearly.

Learn your filter size, how to change it, and when to schedule professional maintenance. Your HVAC system is the most expensive equipment in the house — treat it accordingly.

Set seasonal reminders for key tasks. Spring: AC service. Fall: furnace service. Monthly: filter check. A maintenance calendar prevents costly surprises.

Hammer, screwdrivers, pliers, adjustable wrench, tape measure, level, drill, stud finder, flashlight. Every homeowner needs a solid toolkit for basic repairs and projects.

How to plunge a drain, replace a toilet flapper, shut off water to a fixture, and fix a dripping faucet. These four skills save hundreds of dollars in plumber visits.

Electrical work, gas lines, structural issues, roof work, and anything involving permits — always hire a pro. Knowing your limits is one of the most valuable homeowner skills.

Read coverage limits, exclusions, deductibles, and claim procedures so you know exactly what is protected before something breaks.

Budget 1–2% of your home's value annually for maintenance and repairs so unexpected costs never catch you off guard.